TheMoneyStarter.com is a financial education blog created for beginners who want to learn how to manage money effectively. It covers key topics like budgeting, credit scores, saving strategies, and basic investing in a simple, easy-to-follow format.
As an international student who has lived in Canada for over 10 years, I will also be sharing my personal experiences around banking, credit building, student life, and financial challenges faced as a newcomer. This blog is especially helpful for students, young professionals, and anyone starting their financial journey in a new country.

My mission is to simplify finance for beginners and newcomers, breaking down intimidating concepts into practical steps you can actually apply in daily life.
When I first came to Canada as a student, I struggled with things like building credit, avoiding debt traps, and understanding how the banking system worked. Over the years, I learned through trial and error—and now I want to save you from those same mistakes.
Whether you’re landing in Canada for the first time, starting your first job, or just learning to manage your money, TheMoneyStarter is built with you in mind.
I’m not here to sell you financial products. Everything I share comes from personal experience, research, and what actually works in real life.
I’d love to hear your experiences and questions—feel free to share them in the comments or reach out directly. Your story might help someone else too.









